Resource Centre

DIGESTS, ARCHIVES & RESOURCES

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Resource Centre

DIGESTS, ARCHIVES & RESOURCES

Current Digest for October 2021

For the week leading up to October 13 2021
The top 'need to know' headlines for your clients
View Document
ESG Investing
ESG investing is continuing to become a popular investment method. Learn more
View Document
Weekly Market Update for October 11, 2021
Your market update for the week
View Document
Monthly Market Update for September 2021
2021 What happened in September
View Document
Cybersecurity Breaches You and Your Clients Should Prepare for
2021 Another "now more than ever" topic all should understand
View Document
Taxes and Retirement 2021 Presentation
All presentations now free for ARG Members
View Document

Client Ready Content

For the week leading up to October 13 2021
The top 'need to know' headlines for your clients
View Document
ESG Investing
ESG investing is continuing to become a popular investment method. Learn more
View Document
Weekly Market Update for October 11, 2021
Your market update for the week
View Document
Snowbirds and U.S. Tax
2021 Guidelines your clients should know that vacation down south
View Document
Monthly Market Update for September 2021
2021 What happened in September
View Document
Cybersecurity Breaches You and Your Clients Should Prepare for
2021 Another "now more than ever" topic all should understand
View Document
3 Tips for Staying on Top of Your Mortgage in Tough Times
Oct 1 If this advice was needed at any time, it is now
View Document
What A Liberal Minority Government Will Mean for the Markets and Canadian Investors
September 2020 How does the recent election impact your clients
View Document
Teaching the ABC’s of Financial Planning (updated September 2021)
All presentations are now free for ARG Members. Updated September
View Document
SnowBirds and U.S. Tax Free Presentation (updated September 2021)
All presentations are now free for ARG Members. Updated September
View Document
Financial Planning Presentation for those with Children with Disabillities
All presentations now free for ARG Members
View Document
Taxes and Retirement 2021 Presentation
All presentations now free for ARG Members
View Document
Understanding Employee Stock Options
Sept 2021 For your clients that can offer or have been offered this option
View Document
Monthly Market Update for August 2021
August 2021 What happened in August
View Document
Why Living Benefits Are the Foundation of Your Financial Tool Kit
A very important topic all clients should be aware of
View Document
Monthly Market Update for July 2021
August 2021 What happened in July
View Document
How To Protect Your Assets Against Inflation
August 2021 Some basic tips for these changing times
View Document
Converting an RRSP to a RRIF 2021
August updated 2021 An update for our aging population
View Document
A Step-by-Step Guide to Conducting a Life Insurance Audit
August (updated) 2021 Keep your clients up to date with this list
View Document
Five Credit Mistakes You Should Never Make
July 2021 A basic checklist for us but news to more people then you think
View Document
How To Create A Portfolio For The Long Run
August 2021 Give your clients some how to start thoughts
View Document
Monthly Market Update for June 2021
Jully 2021 What happened in June
View Document
5 Ways to Avoid Capital Gains Tax
June 2021
View Document
4 Common Myth About ETFs
June 2021 Explain what many of your clients misunderstand on this topic
View Document
HOW TO VACATION ON A BUDGET
JUne 2021 People have been waiting for this opportunity for a long time now
View Document
HOW TO UTILIZE TAX-FREE ANNUITY EXCHANGES TO YOUR FINANCIAL BENEFIT
June 2020 Some good advice for certain clients in this bracket
View Document
Funding Your Childs Education Without Adding More Debt
June 2020 Some options your clients should consider
View Document
Monthly Market Update for May 2021
June 2021 What happened in May
View Document
THE TOP THREE FACTORS YOU FORGOT TO CONSIDER WHEN YOU WERE PLANNING YOUR RETIREMENT
June 2021 Remind your clients what to consider and avoid in this stage
View Document
LUMBER PRICING AND HOW IT MAY AFFECT YOUR INVESTMENT
May 2021 How is this going to affect certain clients and new home buyers
View Document
The Top 5 Mistakes You Should Avoid When Selecting A Financial Planner
May 2021 A good way to prove yourself as the RIGHT planner
View Document
Estate Planning 2021
May 2021 Some more advice on this never ending topic
View Document
Credit Card Debt Is Your Financial Worst Enemy
May 2021 Help your clients manage this ongoing problem most people face
View Document
What To Expect When You Are Expecting
MAy 2021 Educate your future parents on the overall costs and needs
View Document
Market Update for May 2021
May 2021 A retrospective look at last months market
View Document
2021 Federal Budget
Its that time of year again. See the changes made to this years annual budget
View Document
RDSP – What you need to know for 2021
There have been some changes in this category
View Document
5 Ways to Ensure That You Reach Your Retirement Goals
A quick post to keep your clients on track
View Document
Market Update for April 2021
April 2021 A retrospective look at last months market
View Document
Defined Contribution Pension Plans vs Group RRSP: A Guide for Business Owners
July 2021 Updated information regarding this topic
View Document
What to Consider When Drawing Down Your RRSP
March 2020 An update on new considerations that need to be considered
View Document
What Business Owners Need to Know About Health Spending Accounts
April 2021 Business owners are busy enough therefore make sure they stay up to date in this quick format
View Document
Should First Time Home Buyers Continue to Rent?
March 2021 Explain these options to your younger clients
View Document
Market Update for March 2021
March 2021 A retrospective look at last months market
View Document
Owe More Taxes than You Can Pay? Here Are Your Options.
February 2021 Provide your clients the options if owing a lot of taxes
View Document
Creating a Healthier Lifestyle
February 2021 Whats the point of savings when your retirement is hindered
View Document
3 Essential Considerations for Women Who Are Planning for Retirement
February 2021 A womans need in retirement
View Document
Staying Home with Covid
February 2021 Guidelines for self-recovery of
View Document
Strength in Numbers
2021 Share this with your clients as a good way to keep them informed that you are up to date
View Document
The Importance of Being Realistic About Your Finances
March 2020 A good reminder for your clients that keeping up with the Jones's is not the goal in life
View Document
Corporations and Taxation Across Canada 2020
Dec 2020 The latest update on the taxes for your clients that own businesses
View Document
What Investors Should Watch for in 2021
Jan 2021 A new president, open travel, and other factors that can impact
View Document
A Guide to Parental Benefits in Canada
Feb 2021 Ensure your clients are aware of their options in this matter
View Document
How to Be a Financial Feminist
Feb 2021 A good handout for female clients
View Document
2020 Year in Review
January 2021 What happened and what may happen to the markets
View Document
What Happens If You Overcontribute to Your TFSA?
Dec 2020 Don't let this happen to you
View Document
Tax Loss Selling 2020
December 2020 - December is the time of year to sell off some of the under-performing, under-water securities. 
View Document
What Is Your Financial Independence Number?
Dec 2020 Give your clients a clear goal with this formula
View Document
Understanding Thematic Investing
Dec 2020 A growing trend som of your clients might take interest in
View Document
What You Need to Know About Guaranteed Minimum Withdrawal Benefit Annuities
Dec 2020 A good option to share with clients wanting secure retirement funds
View Document
Why You Should Only Have One Advisor
October 2020 As obvious as this may sound, some clients need to be aware of this
View Document
4 Things You Should Know About Your Financial Advisor
October 2020 Educating your clients on this topic only proves yourself confident in your practice
View Document
What Does Having a Pre-Existing Condition Mean for Your Life Insurance?
October 2020 Educate your clients before beginning any process in this area
View Document
What the Big Banks are Saying About Economic Recovery
October 2020 Provide your client with 3rd expertise during these times
View Document
4 Ways to Reduce Business Expenses During Covid-19
October 2020 Saving money in your business is always good
View Document
2020 Client Assessment Tool
Use this tool to ascertain all of your client/prospect needs quickly and efficiently
View Document
4 Signs You Are on Your Way to Financial Success
October 2020 A quick 101 article for newer investors
View Document
The Value of Participating Life Insurance
October 2020 Tax savings or estate planning added support
View Document
Understanding Children’s Critical Illness Insurance
October 2020 Give your clients all the options to protect themselves
View Document
A Guide to Individual Disability Insurance
September 2020 Keeping your clients financial protection in line
View Document
Understanding Life Insurance Riders and How They Can Help You
September 2020 Do your clients know their options
View Document
Realtors, Taxes and Retirement
August 2020 A new day and a new bill. More details will follow when released
View Document
Everyone has a financial issue every 6 months
August 2020 Another best practice approach to getting HNW clients
View Document
Financial Advisor Designations: What Do Those Letter Mean?
August 2020 - Educate your clients on what you may take for granted. They will appreciate it every time
View Document
Pay-down your Mortgage or Top-up your TFSA 2020
August 2020 - a 2020 update of this topic
View Document
Tax Free Savings Accounts: Using 2021’s Contribution Limits
Nov 2020 Review and educate your clients on the current allowable investment that can be made in their TFSA.
View Document
Canada’s Fiscal Snapshot During Covid-19
August 2020 Canada's current budget spend due to
View Document
Creating and Maintaining an Estate Plan
August 2020 An updated article on estate planning checklists
View Document
What You Need to Know About Appointing a Power of Attorney for Your Finances
July 2020 Clients should be aware of this updated topic
View Document
Working with Your Advisor in the Age of Covid-19
July 2020 A new update about roadblocks with client meetings
View Document
Financial Planning Checklist
July 2020 Start using this checklist for prospects and favourite clients
View Document
Investing in the Stock Market During Covid-19
July 2020 Tips on investing in unique situations
View Document
Canada’s Covid-19 Economic Response Plan UPDATE
April 2020 Everything offered through our government to people and businesses during this outbreak updated as of April 27,
View Document
6 Tips for More Successful Investing
May 2020 Some good tips your client will appreciate
View Document
How Interest Rates Work
May 2020 Keep your clients educated on the different types of interest rates
View Document
Bear Market Vs. Bull Market: How Can You Tell What We’re In?
Mar 2020 Educate your clients during these trying times on when to invest
View Document
What Is an Emergency Fund and How to Build One?
May 2020 Never has there been a better time to remind your clients of this strategy
View Document
Tax Gain Donating
January 2020 Show your clients this option in saving tax
View Document
The Effects of the Corona Virus
March 2020 Your clients can't read enough regarding this outbreak
View Document
Pay Your Fair Share to Canada Revnue
March 2020 Inform your clients about tax saving options
View Document
Commuted Value Pension
March 2020 Should your clients keep a portion of their pension or take the commuted value
View Document
Market Corrections and Next Steps
March 2020 Update your clients that are concerned about current market fluctuations
View Document
Final RRSP Contributions – the last chance to save some tax? 2021 Update
June 2021 Another report your clients show know to better prepare for next season
View Document
The Insanity of RRSP Season 2020 Update
March 2020 Get your clients prepared for next season with this updated report
View Document
TFSA or RRSP? Take your pick 2021 Update
Nov 2020 Keep your clients up to date with changes on this topic
View Document
RESPs and Grandparents 2020 Update
March 2020 - Ensure the recent changes are shared with your clients
View Document
Understanding Your Options for Accessing Cash in a Life Policy  
January 2020 Here are 3 options for accessing cash from a life policy
View Document
Corporate Class Mutual Funds
January 2020 Educate your clients on this topic as a viable option for tax planning
View Document
5 Investing Truths You Need to Hear
January 2020 Your clients will appreciate you for educating them on risk and reward
View Document
4 Tips for Preparing for The Upcoming Tax Year
January 2020 Pass this along to help your clients prepate for tax time
View Document

Investments and Savings

ESG Investing
ESG investing is continuing to become a popular investment method. Learn more
View Document
Why Living Benefits Are the Foundation of Your Financial Tool Kit
A very important topic all clients should be aware of
View Document
Five Credit Mistakes You Should Never Make
July 2021 A basic checklist for us but news to more people then you think
View Document
How To Create A Portfolio For The Long Run
August 2021 Give your clients some how to start thoughts
View Document
4 Common Myth About ETFs
June 2021 Explain what many of your clients misunderstand on this topic
View Document
LUMBER PRICING AND HOW IT MAY AFFECT YOUR INVESTMENT
May 2021 How is this going to affect certain clients and new home buyers
View Document
Credit Card Debt Is Your Financial Worst Enemy
May 2021 Help your clients manage this ongoing problem most people face
View Document
RDSP – What you need to know for 2021
There have been some changes in this category
View Document
5 Ways to Ensure That You Reach Your Retirement Goals
A quick post to keep your clients on track
View Document
What to Consider When Drawing Down Your RRSP
March 2020 An update on new considerations that need to be considered
View Document
3 Essential Considerations for Women Who Are Planning for Retirement
February 2021 A womans need in retirement
View Document
The Importance of Being Realistic About Your Finances
March 2020 A good reminder for your clients that keeping up with the Jones's is not the goal in life
View Document
What Investors Should Watch for in 2021
Jan 2021 A new president, open travel, and other factors that can impact
View Document
What Happens If You Overcontribute to Your TFSA?
Dec 2020 Don't let this happen to you
View Document
What Is Your Financial Independence Number?
Dec 2020 Give your clients a clear goal with this formula
View Document
Understanding Thematic Investing
Dec 2020 A growing trend som of your clients might take interest in
View Document
Why You Should Only Have One Advisor
October 2020 As obvious as this may sound, some clients need to be aware of this
View Document
4 Things You Should Know About Your Financial Advisor
October 2020 Educating your clients on this topic only proves yourself confident in your practice
View Document
What the Big Banks are Saying About Economic Recovery
October 2020 Provide your client with 3rd expertise during these times
View Document
2020 Client Assessment Tool
Use this tool to ascertain all of your client/prospect needs quickly and efficiently
View Document
Everyone has a financial issue every 6 months
August 2020 Another best practice approach to getting HNW clients
View Document
Pay-down your Mortgage or Top-up your TFSA 2020
August 2020 - a 2020 update of this topic
View Document
Financial Planning Checklist
July 2020 Start using this checklist for prospects and favourite clients
View Document
Investing in the Stock Market During Covid-19
July 2020 Tips on investing in unique situations
View Document
6 Tips for More Successful Investing
May 2020 Some good tips your client will appreciate
View Document
How Interest Rates Work
May 2020 Keep your clients educated on the different types of interest rates
View Document
Bear Market Vs. Bull Market: How Can You Tell What We’re In?
Mar 2020 Educate your clients during these trying times on when to invest
View Document
What Is an Emergency Fund and How to Build One?
May 2020 Never has there been a better time to remind your clients of this strategy
View Document
Market Corrections and Next Steps
March 2020 Update your clients that are concerned about current market fluctuations
View Document
Final RRSP Contributions – the last chance to save some tax? 2021 Update
June 2021 Another report your clients show know to better prepare for next season
View Document
The Insanity of RRSP Season 2020 Update
March 2020 Get your clients prepared for next season with this updated report
View Document
TFSA or RRSP? Take your pick 2021 Update
Nov 2020 Keep your clients up to date with changes on this topic
View Document
RESPs and Grandparents 2020 Update
March 2020 - Ensure the recent changes are shared with your clients
View Document
Corporate Class Mutual Funds
January 2020 Educate your clients on this topic as a viable option for tax planning
View Document
5 Investing Truths You Need to Hear
January 2020 Your clients will appreciate you for educating them on risk and reward
View Document
4 Tips for Preparing for The Upcoming Tax Year
January 2020 Pass this along to help your clients prepate for tax time
View Document
Understanding RRIF’s
December 2019 Do your clients understand the technicalities of RRIF's
View Document
How Investment Income Is Taxed
October 2019 Not a popular topic but one your clients should understand
View Document
How the CPP Dropout Provisions Can Affect Your Entitlement
October 2019 Every client would appreciate an update on anything CPP related
View Document
Dividend Income Vs Interest Income: How They Affect OAS
October 2019 Help your clients avoid any clawback
View Document
The Pros and Cons of Dividend Investing
October 2019 Which one is better for each client
View Document
Why You Should Be Careful in Thinking Your House is an Investment
August 2019 Ensure that your clients understand this concept
View Document
Why Investing Is Nothing Like Gambling
August 2019 A good note to educate younger clients about your real value
View Document
What Does it Actually Mean to Diversify?
June 2019 A great 101 for client education
View Document
Strategic vs Tactical Asset Management
June 2019 Find out what kind of risk your clients will take
View Document
How to Make RESP Withdrawals?
June 2019 Help you clients understand the complexities of this topic
View Document
4 Tips on How to Balance Financial Priorities
May 2019 A quick list for your clients to conisder
View Document
What Is FAANG
March 2019 Educate your clients regarding the future of tech
View Document
3 Things You Should Stop Paying for in 2020
January 2020 Share these tips on your blog or social media
View Document
The Benefits of a Group RRSP
March 2019 A good start to showing off the pros for Group plans
View Document
Risky Business: Types of Investment Risk
March 2019 Your clients will appreciate an upfront approach on this topic
View Document
Common Vs. Preferred Shares
March 2019 A 101 guide for keeping your clients educated on this topic
View Document
3 Little Known Ways to Raise Money Savvy Kids
January 2019 A great gift for all your clients with younger children
View Document
How Young Professionals Can Set Themselves Up for Financial Success
Updated August 2020 A great 101 article to engage the upcoming generation
View Document
How RESP’s Fit into Your Estate Plan
January 2019 Share this with your clients invested in their estate plan
View Document
The Saving Versus Mortgage Dilemma: How to Best Utilize Extra Cash
July 2020 A clearer picture on what your clients should be doing with excess cash
View Document
The Future of Cannabis Stocks
October 2018 Set your clients expectations straight with this report on the future of cannabis stocks
View Document
The Basics of Flow Through Investing
June 2020 A quick guide for those clients interested in learning about investment options
View Document
Hedge Funds
Updated August 2020 For your HNW clients looking to invest in Hedge Funds. Here is the 101 article
View Document
Why You Shouldn’t Be Scared of Investing
March 14 2018 --- There are those of us with a low risk threshold. This article is for them
View Document
Life Changes Your Advisor Should Know
March 14 2018 --- A quick note to ensure you are up to date with your clients and their money is up to date with you
View Document
Melting Down Your RRSP 101
January 23 2018 --- Keep your clients aware and up to date of what this topic can mean to them in the future
View Document
How Investment Income Is Taxed
January 23 2018 --- Ensure that investors understand how their investments are being taxed and the implications that different types of investment income can have on their taxes ow...
View Document
Bitcoin 101
January 23 2018 --- Is Bitcoin something worth considering for future investments? Start here to better understand this new currency
View Document
BEHAVIORAL FINANCE: 5 Investing Biases and How to Avoid them
November 8 2017--- Act on behalf of your clients best interests by teaching them this biases to avoid
View Document
RESP’S: 101
November 2019 Our latest update in terms of RESPs
View Document
Fund Management: Is Active or Passive Better for You?
July 26 2017 --- A popular topic for clients that are always interested in learning more about their investment possibilities
View Document
Exchange Traded Funds Myths and Facts
July 5 2017 --- Keep your clients and you up to date with this latest ETF
View Document
Spousal RRSPs
April 12, 2017 --- A quick guide to educate your clients about Spousal RRSPs
View Document
Segregated Funds
Published: March 7, 2017 --- Give your clients a 101 update on what and if segregated funds are an option they need to know
View Document
Top Investment Myths vs Reality
Published: November 10, 2016 --- 5 investment myths many of your clients might still believe. Keep your clients educated and they will keep coming back
View Document
The Insanity of RRSP Season
February 24th, 2016 --- January and February 2016 will be remembered as one of the most difficult periods for investors and their advisors.  Attracting new funds, and keeping cli...
View Document
To REIT or not to REIT
February 2019 REITs are an enticing alternative that presents many of the benefits of owning real estate with none of the risks of individual ownership
View Document
Ethical Investing – Is it worth the trouble?
Social responsibility continues to grow on everyone’s personal agenda, and the money is now beginning to follow a conscience path, be ready to start the discussion with this intr...
View Document
Cash Flow Planning 101
November 2019 The popular press, television experts and financial professionals espouse messages about ‘what’ we should spend or save, but we seem to be missing the ‘how...
View Document
Foreign Content: What’s the right amount?
Published: October 30th, 2015 --- If the question is whether North American investors should invest overseas, then the answer is always “maybe”. Once an investor has accumul...
View Document
Linking Powers of Attorney, Beneficiaries, Wills and Estates
Published: September 22nd, 2015 ---- There are two types of Powers-of-Attorney; personal care and financial matters. Both are equally important when they need to be utilized and ...
View Document
AgriInvest: a guide for clients in agriculture
Published: January 3rd, 2016 --- Starting an AgriInvest account can help clients that farm manage small income declines and provide additional income support for their investments...
View Document

Insurance

Financial Planning Presentation for those with Children with Disabillities
All presentations now free for ARG Members
View Document
A Step-by-Step Guide to Conducting a Life Insurance Audit
August (updated) 2021 Keep your clients up to date with this list
View Document
A Guide to Parental Benefits in Canada
Feb 2021 Ensure your clients are aware of their options in this matter
View Document
What You Need to Know About Guaranteed Minimum Withdrawal Benefit Annuities
Dec 2020 A good option to share with clients wanting secure retirement funds
View Document
Why You Should Only Have One Advisor
October 2020 As obvious as this may sound, some clients need to be aware of this
View Document
4 Things You Should Know About Your Financial Advisor
October 2020 Educating your clients on this topic only proves yourself confident in your practice
View Document
What Does Having a Pre-Existing Condition Mean for Your Life Insurance?
October 2020 Educate your clients before beginning any process in this area
View Document
2020 Client Assessment Tool
Use this tool to ascertain all of your client/prospect needs quickly and efficiently
View Document
RDSPs 101: What You Need to Know 2021 update
APril 2021 RDSP was designed to allow Canadians with disabilities and their families to save
View Document
The Value of Participating Life Insurance
October 2020 Tax savings or estate planning added support
View Document
Understanding Children’s Critical Illness Insurance
October 2020 Give your clients all the options to protect themselves
View Document
A Guide to Individual Disability Insurance
September 2020 Keeping your clients financial protection in line
View Document
Understanding Life Insurance Riders and How They Can Help You
September 2020 Do your clients know their options
View Document
Financial Planning Checklist
July 2020 Start using this checklist for prospects and favourite clients
View Document
What Is an Emergency Fund and How to Build One?
May 2020 Never has there been a better time to remind your clients of this strategy
View Document
Understanding Your Options for Accessing Cash in a Life Policy  
January 2020 Here are 3 options for accessing cash from a life policy
View Document
How Much Life Insurance is Enough?
November 2019 A good way to ensure you are getting your clients just what they need
View Document
How the CPP Dropout Provisions Can Affect Your Entitlement
October 2019 Every client would appreciate an update on anything CPP related
View Document
A Guide to Individual Benefits for the Newly Self-Employed
October 2019 Clients that own their own business will appreciate this
View Document
Budget Changes: Canadian Drug Agency
June 2019 Keep your clients affected by these upcoming changes up to date
View Document
3 Little Known Ways to Raise Money Savvy Kids
January 2019 A great gift for all your clients with younger children
View Document
The Financial Challenges of Caring for an Aging Parent
September 2018 Guide your clients and help prepare them and/their family with these simple tips
View Document
What the Dividend Option of Your Whole Life Policy Means
August 1 2018 - Educating your clients has always been a best practice for top advisors. This topic can be confusing to the general public
View Document
Using Joint-Last-to Die Insurance to Protect Your Estate
May 30 2018 --- Give your clients a heads up in terms of this option in tax savings and estate planning
View Document
Let’s Talk About Annuities
Updated August 2020 --- A 101 guide on annuities to keep your investors up to date
View Document
Corporate Life Insurance
April 4 2018 --- Is this a better option that your clients should know about
View Document
Life Changes Your Advisor Should Know
March 14 2018 --- A quick note to ensure you are up to date with your clients and their money is up to date with you
View Document
Funding a Buy/Sell Agreement with Life Insurance
February 21 2018 --- 3 methods when funding a buy/sell agreement with life insurance
View Document
Donating Life Insurance Policies
January 23 2018 --- Donating a policy is a little known or talked about option, but it may the perfect solution for some of your clients
View Document
Child Life Insurance Policies
Updated August 2020 --- Help your clients determine if this is an option they should consider for their children
View Document
Protecting Your Wealth with Insurance
November 8 --- A good article to send if you have clients concerned health wise and its impact on their savings
View Document
Protection for Investors and Depositors in Canada
July 5 2017 --- Let your clients know you are on top of keeping their money safe with this guide
View Document
Long Term Care Insurance, Explained
May 7 2017 --- Educate your clients that may need to consider this option
View Document
Disability Buy/Sell: Protecting Your Family and Business
May 5, 2017 --- For the sake of your clients business it doesn’t matter ‘why’ the owner is unavailable; it matters more that the former partner or owner is unable to continue...
View Document
Critical Illness Insurance Video
April 25, 2017 --- Review our newest video from our new 'explainer' video service
View Document
Mortgage Insurance vs Individual Insurance
April 25, 2017 --- Review our newest video from our new 'explainer' video service
View Document
Long Term Care Insurance 101
April 12, 2017 - Educate your clients regarding the reasons they should consider Long Term Care Insurance
View Document
Universal Life 101
April 12, 2017 --- Send this article to your clients that may need to know more on this topic
View Document
Mortgage Insurance 101
April 12, 2017 --- A quick guide to educate your clients about Mortgage Insurance
View Document
Life Insurance Explained
Published: March 7, 2017 --- A quick guide to hand out to clients/prospects in order to give them the basics on this important topic
View Document
Specialized Insurance, is it worth the trouble and expense?
Published: March 7, 2017 --- Educate your clients regarding the pros and cons of the various types of insurance available
View Document
ORPP 101 – Ontario Retirement Pension Plan is no more
Published: February 24th, 2016 ---  The ORPP is dead
View Document
Caring for Loved Ones and Compassionate Care Benefits
Published: December 13, 2016 --- Caring for a gravely ill family member is a difficult and emotional experience. Send this to your clients that are always curious as to what help...
View Document
Caring for a Critically Ill Child
Published: December 13, 2016 --- Showcase your understanding of your clients needs for those with children that need critical care
View Document
Universal vs Whole Life: A primer for your clients
Published: May 17, 2016 --- Here we’ll explore the similarities and differences between Universal Life and Whole Life
View Document
Retirement? Ready or Not!
Published: April 26, 2016 --- As an investment professional, an opportunity exists for you to facilitate the process and discussion to allow the couple to position themselves for a...
View Document
Critical Illness Insurance
Published: March 31, 2016 --- Canadians concerned about the financial costs of major disease are turning to Critical Illness Insurance
View Document
Key Person Insurance
Published: March 31, 2016 --- Key Person Insurance is a risk management tool that helps to cover the loss of a valued contributor due to death or disability
View Document
Disability Insurance – The Basics
March 15th, 2016 --- What you should know, BEFORE you Need to know it
View Document
Insurance and Retirement
February 24th, 2016 --- Insurance can be a beneficial tool to both prepare for retirement and maintain financial health while in retirement. Share how with this article aimed at yo...
View Document
Cash Flow Planning 101
November 2019 The popular press, television experts and financial professionals espouse messages about ‘what’ we should spend or save, but we seem to be missing the ‘how...
View Document
Content & Topic Tracker
Get organized for your blog, social media, content development and stay on top of your goals and accomplishments.
View Document
Linking Powers of Attorney, Beneficiaries, Wills and Estates
Published: September 22nd, 2015 ---- There are two types of Powers-of-Attorney; personal care and financial matters. Both are equally important when they need to be utilized and ...
View Document

Taxes and Estate Planning

3 Tips for Staying on Top of Your Mortgage in Tough Times
Oct 1 If this advice was needed at any time, it is now
View Document
What A Liberal Minority Government Will Mean for the Markets and Canadian Investors
September 2020 How does the recent election impact your clients
View Document
Taxes and Retirement 2021 Presentation
All presentations now free for ARG Members
View Document
Converting an RRSP to a RRIF 2021
August updated 2021 An update for our aging population
View Document
5 Ways to Avoid Capital Gains Tax
June 2021
View Document
HOW TO UTILIZE TAX-FREE ANNUITY EXCHANGES TO YOUR FINANCIAL BENEFIT
June 2020 Some good advice for certain clients in this bracket
View Document
Estate Planning 2021
May 2021 Some more advice on this never ending topic
View Document
What To Expect When You Are Expecting
MAy 2021 Educate your future parents on the overall costs and needs
View Document
Tax Implications of Retiring Outside of Canada
Prepare clients looking to live outside of the country
View Document
Should First Time Home Buyers Continue to Rent?
March 2021 Explain these options to your younger clients
View Document
Owe More Taxes than You Can Pay? Here Are Your Options.
February 2021 Provide your clients the options if owing a lot of taxes
View Document
Corporations and Taxation Across Canada 2020
Dec 2020 The latest update on the taxes for your clients that own businesses
View Document
Tax Loss Selling 2020
December 2020 - December is the time of year to sell off some of the under-performing, under-water securities. 
View Document
2020 Client Assessment Tool
Use this tool to ascertain all of your client/prospect needs quickly and efficiently
View Document
Realtors, Taxes and Retirement
August 2020 A new day and a new bill. More details will follow when released
View Document
Tax Free Savings Accounts: Using 2021’s Contribution Limits
Nov 2020 Review and educate your clients on the current allowable investment that can be made in their TFSA.
View Document
Creating and Maintaining an Estate Plan
August 2020 An updated article on estate planning checklists
View Document
What You Need to Know About Appointing a Power of Attorney for Your Finances
July 2020 Clients should be aware of this updated topic
View Document
Financial Planning Checklist
July 2020 Start using this checklist for prospects and favourite clients
View Document
Tax Gain Donating
January 2020 Show your clients this option in saving tax
View Document
Pay Your Fair Share to Canada Revnue
March 2020 Inform your clients about tax saving options
View Document
Commuted Value Pension
March 2020 Should your clients keep a portion of their pension or take the commuted value
View Document
The Insanity of RRSP Season 2020 Update
March 2020 Get your clients prepared for next season with this updated report
View Document
4 Tips for Preparing for The Upcoming Tax Year
January 2020 Pass this along to help your clients prepate for tax time
View Document
Essential Tax Numbers for 2019, 2020 and 2021
Nov 2020 Keep your clients updated with this information
View Document
What You Need to Know About Giving a Living Inheritance
November 2019 Should your clients be aware of this option
View Document
How Investment Income Is Taxed
October 2019 Not a popular topic but one your clients should understand
View Document
How the CPP Dropout Provisions Can Affect Your Entitlement
October 2019 Every client would appreciate an update on anything CPP related
View Document
A Quick Guide to the CPP Survivors Benefit
August 2019 A more complicated issue your clients will appreciate a 101 on
View Document
Supplementing Your Retirement with A Reverse Mortgage
August 2019 Due to the intricacies of this topic, make sure your clients know what to expect
View Document
How to Start Drawing on Your Defined Contribution Pension Plan
May 2019 Educate a couple options for your clients in this regard
View Document
Pets and Estate Planning
March 2019 People love their pets. Let them know how they can care for them past their time
View Document
Estate Freezes 101
January 2019 A great 101 article for your clients that own businesses
View Document
How RESP’s Fit into Your Estate Plan
January 2019 Share this with your clients invested in their estate plan
View Document
The Financial Challenges of Caring for an Aging Parent
September 2018 Guide your clients and help prepare them and/their family with these simple tips
View Document
Understanding the Lifetime Capital Gains Exemption
September 2018 A quick 101 article to educate your clients regarding Capital Gains
View Document
What the Dividend Option of Your Whole Life Policy Means
August 1 2018 - Educating your clients has always been a best practice for top advisors. This topic can be confusing to the general public
View Document
Using Corporate Owned Life Insurance to Reduce Passive Income Taxation
July 4 2018 --- With new regulations coming 2019 for business owners; show them you are right there with them with this article
View Document
What Happens If You Die Without a Will?
Updated August 2020 --- Educate your clients about the importance of having an up to date will
View Document
The Importance of Updating Your Affairs After Divorce
Updated August 2020 --- A quick checklist for any client going through a divorce
View Document
Using Joint-Last-to Die Insurance to Protect Your Estate
May 30 2018 --- Give your clients a heads up in terms of this option in tax savings and estate planning
View Document
Strategies for Passing Down the Family Cottage
Updated August 2020 --- Don't let your clients burden their kids thinking this is an easy arrangement
View Document
The Corporate Retirement Strategy
May 12 2018 --- Educate your business owners on this strategy for their retirement
View Document
3 Misconceptions About Estate Planning
April 4 2018 --- A good post to keeping your clients level headed
View Document
How to Involve Your Family in Estate Planning
April 4 2018 --- Reduce client stress by helping them get their family support in planning their estate
View Document
Post-Death Decline in the Value of RRSP/RRIF’s
March 14 2018 --- A overview and case study explaining what your clients need to know on this sensitive topic
View Document
Life Changes Your Advisor Should Know
March 14 2018 --- A quick note to ensure you are up to date with your clients and their money is up to date with you
View Document
The Duties of Being a Trustee
March 14 2018 --- A quick guide for any client taking the role of a trustee
View Document
Strategies for Melting Down Your RRSP
January 23 2018 --- Educate your clients how to get money out of their RRSP without paying more tax than they should
View Document
How Investment Income Is Taxed
January 23 2018 --- Ensure that investors understand how their investments are being taxed and the implications that different types of investment income can have on their taxes ow...
View Document
Establishing a Private Foundation
November 2019 For your clients with a little extra that want to leave a name for themselves
View Document
Blog Post: Where Will You Live in Retirement?
October 5 2017 --- Some people wait to long to plan out this important stage in their retirement
View Document
Testamentary Trusts Protect Assets and Minimize Tax
July 5 2017 --- Update your clients regarding the advantages of a Testamentary trust
View Document
Saving for Retirement and the Home Buyers Plan
May 5 2017 --- Give your clients the option to do both when it comes to RRSPs and saving for a house!
View Document
Estate Maximization Video
April 25, 2017 --- Review our newest video from our new 'explainer' video service
View Document
ORPP 101 – Ontario Retirement Pension Plan is no more
Published: February 24th, 2016 ---  The ORPP is dead
View Document
Capital Gains and Tax: Farms and Fishing
Published: February 2019 For qualified farm or fishing properties (QFFP) disposed of after April 20, 2015, Budget 2015 introduced an additional deduction. Learn more
View Document
Caring for Loved Ones and Compassionate Care Benefits
Published: December 13, 2016 --- Caring for a gravely ill family member is a difficult and emotional experience. Send this to your clients that are always curious as to what help...
View Document
Retirement Compensation Arrangements and HNWs
Published: November 10, 2016 --- HNWs who have exhausted all of their Registered Retirement Savings Plan (RRSP), Tax Free Savings Account (TFSA) and Defined Benefit pension contrib...
View Document
Deducting Fees from Your Taxable Investment Income
Published: October 27, 2016 --- Provide your clients a quick 101 on how, when, and where they can deduct fees regarding taxable investment income
View Document
Dementia and Powers of Attorney
Published: July 20, 2016 --- If you have any concern regarding your clients mental health, have this letter ready to go
View Document
Second Opinion or Post Mortem: It is a choice for your retirement
Published: June 29, 2016 --- Before it’s too late, help your clients with an objective analysis of their progress, and the likelihood that their existing portfolio will meet thei...
View Document
Joint Ownership, Capital Gains and Income Tax
Published: June 29, 2016 --- Many cottage owners are looking for ways to avoid the inevitable tax that will be levied when their cottages transition between generations
View Document
Income Tax and Cottages
Published: Jun 8 2016 --- See the many different rules and regulations that have been put in place to lessen the potential for tax evasion
View Document
Retirement – Ready or Not! Part 2
Published: May 17, 2016 --- Retired or soon-to-be retired Canadian baby-boomers are seeking more information and advisors are uniquely positioned to provide them with additional re...
View Document
Retirement? Ready or Not!
Published: April 26, 2016 --- As an investment professional, an opportunity exists for you to facilitate the process and discussion to allow the couple to position themselves for a...
View Document
Estate Planning Checklist
Published: April 26, 2016 --- Download a simple checklist to use with your clients to ensure their estate planning is on track
View Document
The Insanity of RRSP Season
February 24th, 2016 --- January and February 2016 will be remembered as one of the most difficult periods for investors and their advisors.  Attracting new funds, and keeping cli...
View Document
Insurance and Retirement
February 24th, 2016 --- Insurance can be a beneficial tool to both prepare for retirement and maintain financial health while in retirement. Share how with this article aimed at yo...
View Document
Final RRSP Contributions – the last chance to save some tax?
Published: November 17th, 2015 --- As Canadians convert their RRSPs to RRIFs, at the latest by December 31st in the year they turn 71, the window to save some tax closes.  Do a li...
View Document
OAS and CPP update – When is the best time to take them?
Published: December 13 2017 --- With discounts and premiums based on the age Canadians start each of these pensions, when is the best time to start them
View Document
What you Need to Know about the Pension Income Tax Credit
Published: February 11th, 2015 --- Many Canadians will agree: it is not always the amount of money you earn that counts but rather it is the amount of money you get to keep that is...
View Document
Canada Pension Plan: Should you be Early, On-Time, or Late?
Published: October 30th, 2015 --- As with every financial decision, planning and analysis is required. Just like you wouldn’t finance a car purchase without understanding the tot...
View Document
Offering Retirement Income Strategies
Published: February 1st, 2015 --- Believe it or not, one of the most important services you can provide your clients is a sustainable and well-structured retirement income strategy...
View Document
Quick Facts about Buying Real Estate in the US
Publsihed: December 14th, 2014 --- When buying real estate in the United States, there are numerous ways to do so. Although some of the following points may seem familiar, as a buy...
View Document
Client Ready Reports and Handbook for Low Legacy Scores
A collection of tools and articles to level up your clients' retirement legacy needs
View Document
Client Ready Reports and Workbook for Low Lifestyle Scores
A collection of tools and articles to level up your clients' retirement lifestyle needs
View Document
Client Ready Reports and Workbook for Low Home Scores
A collection of tools and articles to level up your clients' retirement housing needs
View Document
Client Ready Reports and Handbook For Low Health Scores
A collection of tools and articles to level up your clients' health needs
View Document
Client ready report – You Need to Keep Busy
A collection of tools and articles to level up your clients' retirement hobby and exercise needs
View Document
Promoting Your Blog – The Easy Way
Published: September 1-15, 2015. Exploring different ways of promoting you’re already existing blog. Creating the content for your blog is just the beginning. Use these easy t...
View Document
Using Twitter to Generate New Leads
Published: June 2014. Exploring the benefits of using Twitter while offering you quick steps to enhance your marketing initiatives.
View Document
Use Pinterest to Increase Your Business
Published: August 1 – August 15, 2014. Pinterest presents financial advisors with some great opportunities. One reason is that very few financial experts use Pinterest
View Document
Prospect Events – Before, During and After
Published: May 2nd, 2015 --- The delivery of the presentation and everything that occurs on the big day is vitally important. However, it is the not-so-sexy stuff that happens imm...
View Document
Foreign Investment – Watch out at tax time
Published: July 15th, 2015 ---If you or your client directly owned foreign property (like US stocks traded on a US exchange) and its cost basis exceeded $100,000 CDN at any point d...
View Document

Business Owners and HNW

Snowbirds and U.S. Tax
2021 Guidelines your clients should know that vacation down south
View Document
Teaching the ABC’s of Financial Planning (updated September 2021)
All presentations are now free for ARG Members. Updated September
View Document
SnowBirds and U.S. Tax Free Presentation (updated September 2021)
All presentations are now free for ARG Members. Updated September
View Document
Understanding Employee Stock Options
Sept 2021 For your clients that can offer or have been offered this option
View Document
How To Protect Your Assets Against Inflation
August 2021 Some basic tips for these changing times
View Document
Defined Contribution Pension Plans vs Group RRSP: A Guide for Business Owners
July 2021 Updated information regarding this topic
View Document
What Business Owners Need to Know About Health Spending Accounts
April 2021 Business owners are busy enough therefore make sure they stay up to date in this quick format
View Document
Market Update for March 2021
March 2021 A retrospective look at last months market
View Document
Corporations and Taxation Across Canada 2020
Dec 2020 The latest update on the taxes for your clients that own businesses
View Document
What Investors Should Watch for in 2021
Jan 2021 A new president, open travel, and other factors that can impact
View Document
2020 Year in Review
January 2021 What happened and what may happen to the markets
View Document
Tax Loss Selling 2020
December 2020 - December is the time of year to sell off some of the under-performing, under-water securities. 
View Document
What You Need to Know About Guaranteed Minimum Withdrawal Benefit Annuities
Dec 2020 A good option to share with clients wanting secure retirement funds
View Document
What the Big Banks are Saying About Economic Recovery
October 2020 Provide your client with 3rd expertise during these times
View Document
4 Ways to Reduce Business Expenses During Covid-19
October 2020 Saving money in your business is always good
View Document
2020 Client Assessment Tool
Use this tool to ascertain all of your client/prospect needs quickly and efficiently
View Document
4 Signs You Are on Your Way to Financial Success
October 2020 A quick 101 article for newer investors
View Document
Everyone has a financial issue every 6 months
August 2020 Another best practice approach to getting HNW clients
View Document
Creating and Maintaining an Estate Plan
August 2020 An updated article on estate planning checklists
View Document
What You Need to Know About Appointing a Power of Attorney for Your Finances
July 2020 Clients should be aware of this updated topic
View Document
Investing in the Stock Market During Covid-19
July 2020 Tips on investing in unique situations
View Document
Tax Gain Donating
January 2020 Show your clients this option in saving tax
View Document
Commuted Value Pension
March 2020 Should your clients keep a portion of their pension or take the commuted value
View Document
Corporate Class Mutual Funds
January 2020 Educate your clients on this topic as a viable option for tax planning
View Document
What You Need to Know About Giving a Living Inheritance
November 2019 Should your clients be aware of this option
View Document
What is probate and How to Plan for it
November 2019 Probate is the process of getting your will approved by the courts
View Document
Understanding the Value of a Holding Company
November 2019 Educate business owners and this potential advantage
View Document
Are Trusts Still Worthwhile?
November 2019 Since tax changes do trusts hold the same advantages they used to
View Document
Why You Should Be Careful in Thinking Your House is an Investment
August 2019 Ensure that your clients understand this concept
View Document
What Does it Actually Mean to Diversify?
June 2019 A great 101 for client education
View Document
Strategic vs Tactical Asset Management
June 2019 Find out what kind of risk your clients will take
View Document
The Do’s and Don’ts of Employee Performance Rewards
May 2019 A good reminder to your business owner clients
View Document
4 Tips on How to Balance Financial Priorities
May 2019 A quick list for your clients to conisder
View Document
What Is FAANG
March 2019 Educate your clients regarding the future of tech
View Document
What is Happening with Brexit?
March 2019 An overview of the current EU state of affairs
View Document
5 Ways to Tackle Entrepreneurial Stress
March 2019 A good piece of advice for your clients that run their own business
View Document
Risky Business: Types of Investment Risk
March 2019 Your clients will appreciate an upfront approach on this topic
View Document
A Brief Overview of IPP’s
March 2019 Some of your clients may find this a more suitable investment based on their higher income
View Document
What to Know Before Taking Advantage of the Current Interest Rates
Updated August 2020 Educate your clients on the impact of this topic and how they can prepare
View Document
Dividend Reinvestment Plans (DRIP’s)
October 2018 Educate your clients about DRIPS. They will thank you for it
View Document
Broker Vs. Fiduciary
Updated August 2020 Show your clients your willingness to provide 100% transparency in terms of your role
View Document
Understanding the Lifetime Capital Gains Exemption
September 2018 A quick 101 article to educate your clients regarding Capital Gains
View Document
Hedge Funds
Updated August 2020 For your HNW clients looking to invest in Hedge Funds. Here is the 101 article
View Document
Using Corporate Owned Life Insurance to Reduce Passive Income Taxation
July 4 2018 --- With new regulations coming 2019 for business owners; show them you are right there with them with this article
View Document
5 Ways to Be Smart When the Markets Go Down
Updated August 2020 A handy post or email to help your clients ease through any downturn
View Document
Getting Money from your Corporation
July 4 2018 --- A recent update on the many options your clients can take money out of their business
View Document
Business Owners . . . How You Should Pay Yourself
July 4 2018 --- Show your clients these options in terms of how they should pay themselves
View Document
The Importance of Updating Your Affairs After Divorce
Updated August 2020 --- A quick checklist for any client going through a divorce
View Document
Strategies for Passing Down the Family Cottage
Updated August 2020 --- Don't let your clients burden their kids thinking this is an easy arrangement
View Document
The Corporate Retirement Strategy
May 12 2018 --- Educate your business owners on this strategy for their retirement
View Document
What the Experts Are Saying About Trade
April 5 2018 --- Quick soundbites from the experts regarding the potential shift in trade regulations
View Document
Corporate Life Insurance
April 4 2018 --- Is this a better option that your clients should know about
View Document
How to Involve Your Family in Estate Planning
April 4 2018 --- Reduce client stress by helping them get their family support in planning their estate
View Document
Salary Vs Dividends
April 4 2018 --- Help your clients determine which payment method is right for them
View Document
Life Changes Your Advisor Should Know
March 14 2018 --- A quick note to ensure you are up to date with your clients and their money is up to date with you
View Document
Morneau Tax Laws: Income Sprinkling
January 2020--- Find out if this option is a good fit for your clients
View Document
How US Tax Reform Could Affect Canadian Business
February 21 2018 --- Keep your clients and prospects informed how the US tax bill may affect us as Canadians
View Document
Funding a Buy/Sell Agreement with Life Insurance
February 21 2018 --- 3 methods when funding a buy/sell agreement with life insurance
View Document
3 Things Business Owners Should Know About Buy-Sell Agreements
February 21 2018 --- Be prepared and prepare your clients that have their own business with these quick steps
View Document
How Investment Income Is Taxed
January 23 2018 --- Ensure that investors understand how their investments are being taxed and the implications that different types of investment income can have on their taxes ow...
View Document
Spousal Loans
Published: December 13 2017 - An option that some of your clients may be able to take advantage of in terms of income splitting
View Document
Buying Canadian Property as a US Citizen
Published: December 13 2017 - For your US clients looking for advice on buying property in Canada
View Document
Establishing a Private Foundation
November 2019 For your clients with a little extra that want to leave a name for themselves
View Document
Protecting Your Wealth with Insurance
November 8 --- A good article to send if you have clients concerned health wise and its impact on their savings
View Document
Fund Management: Is Active or Passive Better for You?
July 26 2017 --- A popular topic for clients that are always interested in learning more about their investment possibilities
View Document
Using Benefits to Boost Business Owner Compensation
July 26 2017 --- Any clients you have a business owners will always appreciate new ideas coming for you
View Document
Dollar Cost Averaging Can Reduce Risk and Purchase Price
July 26 2017 --- Educate your clients about dollar cost averaging and the advantages it can bring
View Document
Bank of Canada Raises Rates – What does it mean for you?
July 7 2017 --- Update your clients with the latest news from Ottawa. They will appreciate it
View Document
Testamentary Trusts Protect Assets and Minimize Tax
July 5 2017 --- Update your clients regarding the advantages of a Testamentary trust
View Document
Protection for Investors and Depositors in Canada
July 5 2017 --- Let your clients know you are on top of keeping their money safe with this guide
View Document
Exchange Traded Funds Myths and Facts
July 5 2017 --- Keep your clients and you up to date with this latest ETF
View Document
Depositor and Investor Protection: Helping 2 Generations
May 16, 2017 --- Send this report to your clients that may be affected or concerned regarding this topic
View Document
Disability Buy/Sell: Protecting Your Family and Business
May 5, 2017 --- For the sake of your clients business it doesn’t matter ‘why’ the owner is unavailable; it matters more that the former partner or owner is unable to continue...
View Document
Income Brackets and Tax Rate Tools
Published: March 9, 2017 --- Download, by province, the current breakdown of income brackets and tax rates
View Document
Capital Gains and Tax: Farms and Fishing
Published: February 2019 For qualified farm or fishing properties (QFFP) disposed of after April 20, 2015, Budget 2015 introduced an additional deduction. Learn more
View Document
You’ve had a windfall . . . now what?
Published: December 13. 2017 --- Did your client inherit/win a large amount of money? Let them know you are there for them as there are many new and difficult decisions they need ...
View Document
Business Owners and Investment
Published: December 14, 2016 --- Educate how you can better support and deliver value to your clients that own their own business
View Document
Retirement Compensation Arrangements and HNWs
Published: November 10, 2016 --- HNWs who have exhausted all of their Registered Retirement Savings Plan (RRSP), Tax Free Savings Account (TFSA) and Defined Benefit pension contrib...
View Document
Joint Ownership, Capital Gains and Income Tax
Published: June 29, 2016 --- Many cottage owners are looking for ways to avoid the inevitable tax that will be levied when their cottages transition between generations
View Document
Income Tax and Cottages
Published: Jun 8 2016 --- See the many different rules and regulations that have been put in place to lessen the potential for tax evasion
View Document
Hold Cos and Family Trusts
Published: March 31, 2016 --- Understanding the technical details and complexities of a Holding Company (HoldCo) and/or Family Trusts
View Document
To REIT or not to REIT
February 2019 REITs are an enticing alternative that presents many of the benefits of owning real estate with none of the risks of individual ownership
View Document
Corporate Class Funds: The right choice for some investors
Published: February 4th, 2016 --- Corporate Class funds offer an additional tax management capability that regular funds do not. This is especially true for investments held outsi...
View Document
Physicians and Their Compensation
December 2018 If you have doctors as clients and prospects you should understand the size of that niche and how their compensation might affect their investing
View Document
Health Spending Accounts: For Your Clients That Own Their Own Business
Published: October 13, 2016 --- If you’re like most Advisors, you are trying to expand your client-base with Business Owners.  Health Spending Accounts are a wonderful way to pr...
View Document
Cash Flow Planning 101
November 2019 The popular press, television experts and financial professionals espouse messages about ‘what’ we should spend or save, but we seem to be missing the ‘how...
View Document
Offering Retirement Income Strategies
Published: February 1st, 2015 --- Believe it or not, one of the most important services you can provide your clients is a sustainable and well-structured retirement income strategy...
View Document
Foreign Content: What’s the right amount?
Published: October 30th, 2015 --- If the question is whether North American investors should invest overseas, then the answer is always “maybe”. Once an investor has accumul...
View Document
Quick Facts about Buying Real Estate in the US
Publsihed: December 14th, 2014 --- When buying real estate in the United States, there are numerous ways to do so. Although some of the following points may seem familiar, as a buy...
View Document
Market Volatility Communication Email
October 2020 Markets behaving poorly? Download this document to have ready at your disposal when such issues occur
View Document
The Value of Advice for Clients in the Medical Profession
August 15th, 2015 --- With portfolios growing to $3-5 million for retiring physicians and other healthcare professionals, the difference between $3 million and $5 million, can ce...
View Document

Advisor Best Practices

A Best Practice Report for Advisors for 2021
For advisors only. Are you in the business of advice as a financial advisor
View Document
Cybersecurity Breaches You and Your Clients Should Prepare for
2021 Another "now more than ever" topic all should understand
View Document
Teaching the ABC’s of Financial Planning (updated September 2021)
All presentations are now free for ARG Members. Updated September
View Document
Five Tips to Ensure You Stay “Data” Secure
March 2021 A good article for you and for your clients that work at home in terms of security
View Document
Strength in Numbers
2021 Share this with your clients as a good way to keep them informed that you are up to date
View Document
Building ideal family opportunities
2021 A best practice on growing through client famiy information gathering
View Document
Educating Clients About Technology
Jan 2021 A quick best practice guide for internal use only
View Document
Offering fee audits as a wealth professional to ideal prospects
An updated look at the importance of this practice
View Document
2020 Client Assessment Tool
Use this tool to ascertain all of your client/prospect needs quickly and efficiently
View Document
Three things you must do with clients this year
October 2020 Best practice advice for the changing environment
View Document
How do you meet contacts without contact?
August 2020 Another "to think about" best practice
View Document
Why People Don’t Work with Financial Advisors
August 2020 Current reasons you may be losing prospects and clients
View Document
The perfect webinar to do with your COI network
June 2020 Trying webinars? Here are some tips
View Document
A perfect time for fusion marketing webinars
May 25 2020 Another thought to consider from Grant Hicks
View Document
Webinar: Top-5 Reasons You Should Never Hold a Family Meeting
June 2020 Bases on popular demand: a webinar best practice to save you time and a headache
View Document
Video Conferencing: Free Options and Best Practices
April 2020 Review this report and improve your client engagement
View Document
Fast Forward for Financial Advisors During Market Volatility
March 2020 Some tips and ideas from an expert in the field
View Document
Buying a Book in 2020
March 2020 A refresher in the steps you must consider when buying a book
View Document
How to save over 100 hours of time this year as a financial advisor
March 2020 Another best practice from Grant Hicks
View Document
Acquiring more ideal clients in 2020 by Grant Hicks
Janary 2020 Another best pracitce report from Grant Hicks
View Document
Goals-Based Wealth Management
A best practice report from Grant Hicks
View Document
WHAT’S ON YOUR BUCKET LIST?
A short best practice report for you. It can't always be about your clients
View Document
Portfolio Quick fix Checklist
This is a great checklist from your clients/prospects perspective that will help you add much more value in your profession
View Document
What Millennials Want from a Wealth Advisor
A best practice guide on how you can work with millennials
View Document
The Do’s and Don’ts of Employee Performance Rewards
May 2019 A good reminder to your business owner clients
View Document
The real risk for your clients is not reaching their individual goals
A best practice approach to making sure your clients stay on track
View Document
Focus on the Third Screen
A best practice report on aligning your focus to grow new revenue
View Document
The prospect positioning process for financial advisors
February 2019 Grant discusses the expectations you should present to all prospects
View Document
TIME MANAGEMENT OF ELITE FINANCIAL ADVISORS
How does your time management compare to your peers
View Document
The 7 Critical conversations to build and maintain a 7 figure advice business
A 7 step roadmap to better engage the HNW client
View Document
THE FUTURE READY FINANCIAL ADVISOR
October 2018 Times are changing. Are you ready
View Document
USE FEE AUDITS TO ACQUIRE MORE IDEAL CLIENTS IN 2018
September 2018 A best practice guide from Grant Hicks regarding fee audits
View Document
What is your ideal prospects journey?
August 2018 - A best practice approach by Grant Hicks
View Document
The Value of Content Marketing
May 30 2018 --- A best practice guide on the importance of content marketing and how to get started
View Document
Using Joint-Last-to Die Insurance to Protect Your Estate
May 30 2018 --- Give your clients a heads up in terms of this option in tax savings and estate planning
View Document
How to properly articulate the value of financial advice
April 18 2018 --- A best practice report with John Page from the Wealth Enhancement Academy
View Document
How to successfully transition from product-centric into advice-centric practice
April 12 2018 --- A best practice report with John Page from the Wealth Enhancement Academy
View Document
Client Assessment Tools
January 11 2018 --- Improve and quicken your process when meeting with clients for their annual review
View Document
BETTER MEETINGS TO ACQUIRE MORE IDEAL CLIENTS
Published: December 13 2017 - A new look at how to make better use out of your initial client/prospect meetings
View Document
THEY KEY TO GETTING MORE CLIENTS & BETTER CLIENTS IN ANY ECONOMIC ENVIRONMENT
November 22 --- Some tips and advice from the experts Bill Bachrach and Grant Hicks
View Document
Business Owners: Do you really understand them?
July 26 2017 --- A quick 101 guide to ensure you are on par with your clients needs within this demographic
View Document
Succession Planning for Owners and Advisors: Start the Conversation
July 7 2020 An experts guide to helping your clients plan a successful business transition
View Document
The Value of a Fee Audit for Clients and Advisors
July 5 2017 --- A best practice report detailing the advantages of examining this process (calculator included)
View Document
Investors are talking – are advisors listening?
May 5 2017 --- Learn what your clients really require from your advice and services
View Document
HNW Prospect Questions
April 12, 2017 --- Learn from one of the leading experts in terms of working with HNW prospects/clients
View Document
A Process for Favorable Introductions from COI’s: Grant Hicks, ARG Guest Editor
Published: February 22, 2017: Learn how to find and utilize centers of influence
View Document
Social Media Cheat Sheet
Published: February 7, 2017 --- Learn the social media tricks from the experts and implement them now
View Document
Hiring a Business Coach
Published: October 30th, 2015 --- A good coach will work with you to understand and assess your current situation, your future goals and preferred situation, and the gaps that need...
View Document
Learning to Build Trust with Robo-Advisors
Published: November 22, 2016 --- What robo-advisors can teach you in building your value and setting client goals
View Document
Exchange Traded Funds and their growth in Canada
Published: November 10, 2016 --- The following includes a few facts to clarify status and some best practice suggestions to guide your use of ETFs
View Document
Gender Implications: Advising Women on their Finances
Feb 2021 As roles change in our evolving culture, it becomes crucial to understanding your audience and the differences within
View Document
Your Annual Marketing Planning Tool
2021 An easy to use marketing planning template to keep you and your practice on track
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Referrals through Centres of Influence – Give to Get!
Published: September 14, 2016 --- This article is dedicated to delivering services with the goal of getting referrals in return
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Referrals and Testimonials
2019 A few tips and tricks to positively ask for referrals
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Practice Management Questionnaire by Grant Hicks, ARG Guest Editor
Published: August 17, 2016 --- Don't just spend all of your time working in your practice. You also need to work ON your practice
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Stop Calling it a Value Proposition
Published: August 17, 2016 --- Start calling it a Value Promise; learn why
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5 Keys to Successful Videos for Financial Advisors
Published: May 12, 2018 --- We talked about why have video marketing. Now learn how
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Creating Capacity Within Your Practice To Increase Value
Published: Aug 17, 2016 --- Take a hard look at what you hope to achieve long-term. Reducing the number of clients you serve may be the method to unlock higher income and a lower ...
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Dealing with Dementia: A Common Sense Approach
Published: July 21, 2016 --- Dealing with dementia with clients will become increasingly complicated over time. Be prepared before it happens to one of your clients
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The Best Times to Post to Social Media
Published: Jun 6 2016 --- When is the optimal time to post content online for optimal viewing? We got you covered
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Acquire Clients with Confidence – A quick 101
Published: June 8 2016 --- In order to acquire the clients that you and almost every other advisor seeks, you must operate from a position of strength and confidence.
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Create a Blog in 2 Minutes!
Published: May 17, 2016 --- Use social media and blogs to drive traffic to that website
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3 Must Do’s for Young Clients
Published: May 17, 2016 --- CRM2, and Robo-Advisors are not the only thing Advisors need to work around these days. A very real concern is understanding the upcoming market demand...
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Moving Up to HNW
2016 Every financial service firm is driving the same strategy through its advisor force: acquire more wealthy clients, and drop those expensive-to-service ones
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Advisor Time Bomb: Intergenerational Transfer
Updated August 2020 More than half of boomers over the age of 65 will pass away in the next twenty years, which will push their invested capital to their heirs. Are you ready
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Hiring a Family Member
Published: March 31, 2016 --- Working with kin isn’t always simple. Be prepared
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Moving Firms: Deal or No
March 15 2016 --- Much has been written in the investment media about moving books of business: what is your book worth, how do you value it, will a fee-based business really make ...
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Saying “NO” to Clients
March 15th, 2016 --- As financial professionals, it is important to keep in mind the complex psychology of relationships as you want to be sure not to jeopardize long-term goals th...
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As a top financial advisor, how do you spend your time?
March 2, 2016 --- Grant Hicks is a guest editor with the Advisor Research Group. As an ex-advisor, director of training and business development, and current coach and mentor, and...
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A Grant Hicks Thought – Best practices of the BEST advisors
August 1 2018-- Grant Hicks is a guest editor with the Advisor Research Group. As an ex-advisor, director of training and business development, and current coach and mentor, and p...
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Disaster Recovery Planning 101 – Start now to get ready
Published: December 2nd, 2015 --- It’s unlikely you and your practice would suffer a catastrophic event interrupting your ability to serve your clients, or is it?  It doesn’t ...
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Some Key Tips on Presenting Your Areas of Focus
Published: March 12th, 2105 --- To attract clients, you’ve got to stand out. Many successful financial advisors have become so because they were able to differentiate themselves ...
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Landing the High-Net Worth Client
Published: May 2nd, 2015 --- High-net worth individuals have high expectations. They're not easily impressed nor do they look for easy, band-aid solutions. For many of them, the c...
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Are They Buying or Are You Just Selling?
Published: March 3rd, 2015 --- Sales people always discuss the selling process. Especially when more than two of them congregate. It’s all about generating leads, identifying a...
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Protect Your Clients Data
Published: January 3rd, 2015 --- The bedrock of your business is trust. It would be a shame to have all of your hard work and training undermined by a momentary security breach. Im...
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Social Media Tips
Published: January 2015. For businesses and individuals in pursuit of success, utilizing social media is no longer an option, it is a necessity. Follow these easy steps to unde...
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Client Ready Reports and Workbook for Low Home Scores
A collection of tools and articles to level up your clients' retirement housing needs
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Promoting Your Blog – The Easy Way
Published: September 1-15, 2015. Exploring different ways of promoting you’re already existing blog. Creating the content for your blog is just the beginning. Use these easy t...
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Content & Topic Tracker
Get organized for your blog, social media, content development and stay on top of your goals and accomplishments.
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Using Twitter to Generate New Leads
Published: June 2014. Exploring the benefits of using Twitter while offering you quick steps to enhance your marketing initiatives.
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Should You Outsource Your Social Media?
Published: June 2014. When utilized to its full potential, social media can yield great returns in terms of client satisfaction, brand awareness, lead development, and referral i...
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Use Pinterest to Increase Your Business
Published: August 1 – August 15, 2014. Pinterest presents financial advisors with some great opportunities. One reason is that very few financial experts use Pinterest
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Prospect Events – Before, During and After
Published: May 2nd, 2015 --- The delivery of the presentation and everything that occurs on the big day is vitally important. However, it is the not-so-sexy stuff that happens imm...
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Prospect Events 101: Marketing Your Event
Published: April 3rd, 2015 --- Hosting a successful event is difficult work, time-consuming, expensive, and at times, discouraging. The amount of effort is enormous, and there are ...
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Prospect Events – Picking the Topic based on the Market
There are several counter-balancing elements to consider when planning your events for prospects; to acquire new clients. These elements must be aligned. Published: March 11, ...
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Staff Incentives – How to get the behaviour you need, not the behaviour you don’t want
Published: October 10, 2015 --- The world is full of misplaced incentive programs that only raise the cost-of-doing-business.  Spend wisely and you can get thousands of dollars of...
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Hiring a Marketing Coordinator
Published: September15th, 2015 — Finding someone who can serve in all these roles at once can be tricky, but a little time and dedication into researching the right person can pa...
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Hiring an executive assistant? Start Here
Everything you need from posting to hiring for new staff support
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Staff Evaluations – Make it a Meaningful Meeting
Published: July 15th, 2015 --- All too often evaluating staff members is a hurried and harried event. Instead it should be a thoughtful element of an annual process. Make the mos...
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Client Passing – Best Practice
Published: July 15th, 2015 --- If you have been in practice as an Investment Professional long enough, or even if you haven’t this difficult event will present itself. For man...
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Linking Powers of Attorney, Beneficiaries, Wills and Estates
Published: September 22nd, 2015 ---- There are two types of Powers-of-Attorney; personal care and financial matters. Both are equally important when they need to be utilized and ...
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Annual Client Reviews – Are they worth the effort?
Published: September 3rd, 2015 --- Annual Client Reviews (ACR) should be the foundation of servicing your clients. The planning, anticipatory steps, and the initiative that an AC...
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Client On-Boarding: Start Strong to Finish Stronger
Published: August 1st, 2015 --- It is a common mistake for a leader to develop an elegant solution in isolation. As you develop your on-boarding process, include everyone on your t...
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FOR YOUR STAFF: POST YOUR SERVICE STANDARDS
Published: August 15th, 2015 --- This one-page internal communication tool is based on the service standards of Ritz-Carlton hotels. If you need to set the tone, and provide clear...
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Self-Assessment
By completing the following tool, not only will you be able to measure your current habits and development, you will also get concrete and concise action plans on how to improve
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